BETA
NON-CUSTODIAL BITCOIN YIELD
Earn yield on Bitcoin. Without giving it up.
Your funds never leave the Bitcoin chain.
No wrapping. No bridging. No custody transfer.
Powered by a team who've built markets across financial services and blockchain.
BETA
NON-CUSTODIAL BITCOIN YIELD
Earn yield on Bitcoin. Without giving it up.
Your funds never leave the Bitcoin chain.
No wrapping. No bridging. No custody transfer.
Powered by a team who've built markets across financial services and blockchain.
Setup your wallet
Setup in seconds and stay in control
No complex setup or new infrastructure. Access with a secure account and allocate Bitcoin without giving up control.
Setup your wallet
Setup in seconds and stay in control
No complex setup or new infrastructure. Access with a secure account and allocate Bitcoin without giving up control.
Setup your wallet
Setup in seconds and stay in control
No complex setup or new infrastructure. Access with a secure account and allocate Bitcoin without giving up control.
Deposit and earn
Select your yield and start earning
Choose your APY, set your price cap, and pick your maturity date. Open your position in minutes and let your Bitcoin work while you wait.
Deposit and earn
Select your yield and start earning
Choose your APY, set your price cap, and pick your maturity date. Open your position in minutes and let your Bitcoin work while you wait.
Deposit and earn
Select your yield and start earning
Choose your APY, set your price cap, and pick your maturity date. Open your position in minutes and let your Bitcoin work while you wait.
Benefits
Built for holders who don't compromise
Non-custodial by design
Your Bitcoin stays under your control. No one can move your funds without your signature.
Non-custodial by design
Your Bitcoin stays under your control. No one can move your funds without your signature.
Bitcoin native
No wrapping, no bridging, no synthetic exposure. Your BTC stays on the Bitcoin chain from deposit to withdrawal.
Bitcoin native
No wrapping, no bridging, no synthetic exposure. Your BTC stays on the Bitcoin chain from deposit to withdrawal.
Institutional-grade security
Trustless multisig vaults built to the same standards as tier-one financial infrastructure. Independently audited.
Institutional-grade security
Trustless multisig vaults built to the same standards as tier-one financial infrastructure. Independently audited.
Transparent mechanics
No hidden fees, no opaque strategies. You know exactly what you're earning and why before you open a position.
Transparent mechanics
No hidden fees, no opaque strategies. You know exactly what you're earning and why before you open a position.
Meaningful yield
Up to 10% APY. Not the sub-1% offered elsewhere. A real return on the world's hardest asset.
Meaningful yield
Up to 10% APY. Not the sub-1% offered elsewhere. A real return on the world's hardest asset.
Simple from start to finish
Open a position in minutes. No complex onboarding, no technical knowledge required.
Simple from start to finish
Open a position in minutes. No complex onboarding, no technical knowledge required.
Comparison
Why Cobault is different
Other yield providers
Cobault
Yield Offered
Yield Offered
Less than 1%
10%+ APY
10%+ APY
Non-Custodial
Non-Custodial
Bitcoin Native
Bitcoin Native
Segregated Account
Segregated Account
No Protocol Risk
No Protocol Risk
No Counterparty Risk
No Counterparty Risk
Managing significant Bitcoin holdings?
Managing significant Bitcoin holdings?
We work with family offices, treasuries, and funds to structure positions at scale.
How it works
Open. Earn. Withdraw. Repeat.
Step 1
Open new position
Open a position for up to 10% APY with a BTC Price Cap and a fixed maturity.
Step 1
Open new position
Open a position for up to 10% APY with a BTC Price Cap and a fixed maturity.
Step 2
Deposit and wait
Deposit and wait. Deposited funds are SAFU, secured with multisig.
Step 2
Deposit and wait
Deposit and wait. Deposited funds are SAFU, secured with multisig.
Step 3
Withdraw and get paid
At maturity, get paid your yield and withdraw your BTC from your vault.
Step 3
Withdraw and get paid
At maturity, get paid your yield and withdraw your BTC from your vault.
The Cobault Team
Jim Turley
“The plumbing of financial markets has always determined what's possible. We built Cobault on infrastructure that finally does Bitcoin justice.”
Jim Turley
Founder, Chief Executive Officer
Financial Services
Financial Services
Digital Asset Leadershio
Digital Asset Leadershio
managed payment flow
managed payment flow
managed payment flow
The Cobault Team
Rashid Hoosenally
“We've spent decades structuring products for the world's most sophisticated investors. Now we're doing it for Bitcoin holders.”
Rashid Hoosenally
Founder, Head of Products and Partnerships
Financial Services
Financial Services
Blockchain and Digital Assets
Blockchain and Digital Assets
FX/FICC volume managed
FX/FICC volume managed
FX/FICC volume managed
The Cobault Team
Richard McLaren
“The technology behind Cobault isn't just secure. It's built to the same standards I'd demand running systems for a tier-one bank.”
Richard McLaren
Founder, Chief Operating Officer
Financial Services
risk systems
institutions built
The Cobault Team
Sergey Nekrasov
“The code that protects your Bitcoin will be open for the world to scrutinise. That's not a risk. That's confidence.”
Sergey Nekrasov
Founder, Chief Technology Officer
Blockchain development
Cryptography
Launched in blockchain
The Cobault Team
Pedram Parhizkari
"I've never seen a more compelling convergence of timing, market need, and technical readiness."
Pedram Parhizkari
Chief Strategy Officer
Financial Services
Financial Technology
Capital Raise & Investments
The Cobault Team
Richard McLaren
“The technology behind Cobault isn't just secure. It's built to the same standards I'd demand running systems for a tier-one bank.”
Richard McLaren
Founder, Chief Operating Officer
Financial Services
risk systems
Institutions built
The Cobault Team
Sergey Nekrasov
“The code that protects your Bitcoin will be open for the world to scrutinise. That's not a risk. That's confidence.”
Sergey Nekrasov
Founder, Chief Technology Officer
Blockchain development
Cryptography
Launched in blockchain
The Cobault Team
Pedram Parhizkari
“Having spent my career at the intersection of institutional finance and emerging technology, I've never seen a more compelling convergence of timing, market need, and technical readiness.”
Pedram Parhizkari
Chief Strategy Officer
Financial Services
Financial Technology
Capital Raise & Investments
FAQs
Got questions?
We’ve got answers.
Still have questions?
Contact us and we’ll help you out.
01
What is the source of yield?
You earn yield by agreeing to cap your BTC's upside at a set price. Institutional counterparties pay a premium for that price exposure above your cap and that premium is your yield. You're not lending your Bitcoin or giving up custody; you're simply selling price appreciation above a ceiling you're comfortable with.
02
Can I lose my Bitcoin?
In normal market conditions, no. Even if BTC exceeds your price cap at maturity, you still receive your full yield plus a capped deposit value, meaning you always come out ahead in USD terms. The primary residual risk would be a smart contract failure, which is why our code is currently being independently audited.
03
What does "non-custodial" actually mean here?
Your Bitcoin never leaves your control. While your position is open, your funds are held in a trustless multisig vault that requires your cryptographic signature to move. Cobault cannot access or move your Bitcoin unilaterally. Not under any circumstances, including if something were to happen to us as a company.
04
What happens to my Bitcoin if Cobault ceases to operate?
Because your funds are held in a non-custodial multisig vault, they cannot be seized, frozen, or accessed by any third party, including in an insolvency scenario. Your Bitcoin remains protected by your cryptographic keys. Full details on the recovery process will be published alongside our open-sourced code and audit reports.
05
How is the price cap set? Can I choose it?
When you open a position, you agree to a BTC Price Cap alongside your chosen APY and maturity period. The cap reflects the level above which your deposit value is capped at maturity. Generally, setting a higher cap means accepting a lower yield, and a lower cap means earning more. Specific configuration options will be confirmed at launch.
06
What is the minimum deposit, and what maturity terms are available?
We'll be publishing full details on minimums and available maturity periods ahead of the Q2 2026 early access launch. If you join the waitlist, you'll be among the first to receive this information and get access to the platform.
07
Is yield paid in BTC or USD?
Yield is always paid in BTC. There's no currency conversion, no stablecoins, and no off-chain settlement. Everything stays Bitcoin-native from deposit to withdrawal.
08
Are there any fees?
There are no hidden fees. The yield rate shown when you open a position is what you receive. Our costs are built into the structure of the product itself, so what you see is what you get.
09
Is Cobault regulated, and can I use it from anywhere?
Cobault is built by a team based across the UK, EU, and APAC, and we are working through the appropriate regulatory frameworks ahead of launch. Jurisdictional availability, including for US persons, will be confirmed before the early access program opens. Join our waitlist to stay updated.
10
What are the waitlist rewards, and when does early access begin?
Early access is targeted for Q2 2026. Waitlist members will be first in line for platform access and will be eligible for rewards, which could include preferential yield rates, reduced fees, or other benefits. Details will be shared directly with waitlist members ahead of the public launch.
01
What is the source of yield?
You earn yield by agreeing to cap your BTC's upside at a set price. Institutional counterparties pay a premium for that price exposure above your cap and that premium is your yield. You're not lending your Bitcoin or giving up custody; you're simply selling price appreciation above a ceiling you're comfortable with.
02
Can I lose my Bitcoin?
In normal market conditions, no. Even if BTC exceeds your price cap at maturity, you still receive your full yield plus a capped deposit value, meaning you always come out ahead in USD terms. The primary residual risk would be a smart contract failure, which is why our code is currently being independently audited.
03
What does "non-custodial" actually mean here?
Your Bitcoin never leaves your control. While your position is open, your funds are held in a trustless multisig vault that requires your cryptographic signature to move. Cobault cannot access or move your Bitcoin unilaterally. Not under any circumstances, including if something were to happen to us as a company.
04
What happens to my Bitcoin if Cobault ceases to operate?
Because your funds are held in a non-custodial multisig vault, they cannot be seized, frozen, or accessed by any third party, including in an insolvency scenario. Your Bitcoin remains protected by your cryptographic keys. Full details on the recovery process will be published alongside our open-sourced code and audit reports.
05
How is the price cap set? Can I choose it?
When you open a position, you agree to a BTC Price Cap alongside your chosen APY and maturity period. The cap reflects the level above which your deposit value is capped at maturity. Generally, setting a higher cap means accepting a lower yield, and a lower cap means earning more. Specific configuration options will be confirmed at launch.
06
What is the minimum deposit, and what maturity terms are available?
We'll be publishing full details on minimums and available maturity periods ahead of the Q2 2026 early access launch. If you join the waitlist, you'll be among the first to receive this information and get access to the platform.
07
Is yield paid in BTC or USD?
Yield is always paid in BTC. There's no currency conversion, no stablecoins, and no off-chain settlement. Everything stays Bitcoin-native from deposit to withdrawal.
08
Are there any fees?
There are no hidden fees. The yield rate shown when you open a position is what you receive. Our costs are built into the structure of the product itself, so what you see is what you get.
09
Is Cobault regulated, and can I use it from anywhere?
Cobault is built by a team based across the UK, EU, and APAC, and we are working through the appropriate regulatory frameworks ahead of launch. Jurisdictional availability, including for US persons, will be confirmed before the early access program opens. Join our waitlist to stay updated.
10
What are the waitlist rewards, and when does early access begin?
Early access is targeted for Q2 2026. Waitlist members will be first in line for platform access and will be eligible for rewards, which could include preferential yield rates, reduced fees, or other benefits. Details will be shared directly with waitlist members ahead of the public launch.
Put your Bitcoin to work for you.
Be among the first to access non-custodial Bitcoin yield built to institutional standards.
Put your Bitcoin to work for you.
Be among the first to access non-custodial Bitcoin yield built to institutional standards.
